Earn a $500 cash bonus{{d2033*}}
Get our most premium checking features & benefits along with up to a $500 cash bonus{{d2033*}} when you open a MyChoice Plus{{d1040*}} or MyChoice Premium Checking{{d1043*}} account and complete qualifying activities.
Plus, get a great rate on a new CD!
Earn more on your savings with a guaranteed rate. Lock-in a fixed interest rate with flexible terms to grow your savings. Learn More >
Earning a $500 cash bonus is easy{{d2033*}}
Open your checking account
Open a new M&T MyChoice Plus or Premium Checking account by 10/25/24 using the promo code UC.
Complete your qualifying activities
Get $500 when you set up qualifying direct deposits to your new MyChoice Plus or Premium Checking account, totaling at least $1,000 within 90 days of account opening.{{d2033*}}
Receive a $500 cash bonus
Your cash bonus will be credited with 90 days of qualifying requirements being met.{{d2033*}}
Open a checking account online within minutes
MyChoice Premium Checking
Offering the most premium features, benefits and perks.
CHECKING ACCOUNT FEATURES
Special Deposit Interest Rates
Discounted Personal Loan rates{{d1030*}}
No fee at non-M&T ATMs{{d1029*}}
Free standard check orders{{d1039*}}
No fee for Overdraft Protection Transfer{{d2034*}}
MyChoice Plus Checking
Enjoy ATM surcharge rebates{{d1029*}}, {{d1042*}} and the option to earn interest.{{d1040*}}
CHECKING ACCOUNT FEATURES
Interest-bearing option{{d1040*}}
Discounted Personal Loan rates{{d1030*}}
No fee at non-M&T ATMs{{d1029*}}
Monthly maintenance charge
MyChoice Premium Checking
$24.95 PER MONTH
OR
$0 per month{{d1038*}} if you maintain an average daily balance of $7,500 or more per monthly service charge cycle OR keep total combined average daily balances of $25,000 or more in eligible accounts{{d1044*}}
MyChoice Plus Checking*
$14.95 PER MONTH
OR
$0 per month{{d1038*}} if you maintain an average daily balance of $2,500 or more per monthly service charge cycle OR have direct deposits totaling $1,500 or more per monthly service charge cycle.
*Fees and account features will vary by region.
Tools that make banking easy
Designed to make managing - and spending - your money more convenient.
Get cash when you need it.
Visit one of 900+ branches and 2,000 ATMs to access your money.
Customize your debit card
Add personality to your purchases with custom card designs at no additional fee.{{d1034*}}
Use contactless checkout
Tap to pay is here. Add your card to your digital wallet and pay on the go.
Access your account anytime, anywhere
Designed to make managing - and spending - your money more convenient. Plus enjoy our #1 ranked app in Customer Satisfaction with Mobile Banking Apps among Regional Banks.
Online & Mobile Banking
Use online bill pay{{d1031*}} and Zelle®{{d1033*}} to make payments on the go.
Digital Wallet
Contactless checkout with digital wallet lets you pay on the go with apps like Apple Pay®, Google Pay™, Samsung Pay and Garmin™
Mobile Check Deposit
Deposit your checks with the ease of taking a picture{{d1032*}}
M&T Alerts
Be the first to know in the event of unexpected activity or a low account balance.
Security is peace of mind.
We help keep your money safe and provide coverage in case something happens.
Stay up to date with M&T Alerts
Monitor your account with real-time updates such as low balance alerts and suspicious activity notifications.{{d1036*}}
Rest assured with M&T Assurance®
Get peace of mind when making purchases with your M&T Debit Card. M&T Assurance® gives you advanced fraud prevention, detection and resolution when you use your M&T Debit Card.
Save for what matters most with a great rate CD
A low minimum requirement
Open a CD with a minimum deposit of just $1,000{{d2028*}}, no matter the term you select.
Fixed rates
We let you lock in your rate – and that rate is guaranteed for the term of your M&T CD.
Flexible terms
Choose from a wide range of terms from 32 days to 120 months.
Every checking account has something different to offer.
View the benefits and features side by side to easily choose the checking account that works best for you.
Banking built with you in mind.
We know that financial security is peace of mind. All M&T Checking products offer real-time alerts{{d1036*}} and coverage in the event of fraudulent activity. Our 165 year-old foundation of reliability aims to inspire confidence in your financial future.
