Elevated banking made personal
Get our most comprehensive checking features and benefits along with a cash bonus of up to $600.{{d2033*}} {{d2117*}}
A banking experience that’s convenient and built around your needs
From MyChoice Premium Checking, which delivers our most elite perks, to M&T Preferred Money Market account with higher earning potential, we can help you reach your financial goals faster.
Open a MyChoice Premium Checking account and complete qualifying activities to earn a $450 cash bonus{{d2033*}}.
Features:
- No M&T fee at non-M&T ATMs{{d1029*}}
- Rebates of other banks’ ATM fees{{d1029*}} {{d1042*}}
- Discounted personal loan rates{{d1030*}}
- More interest-earning opportunities
Add a M&T Preferred Money market account and complete the qualifying activities to earn an extra $150 cash bonus{{d2117*}}.
Features:
- Deposit $25,000 in new money {{d2115*}} and unlock access to preferred rates{{d2116*}}
- Easy access to your funds when you need them
- Manage your account with digital tools{{d478*}}
Open a MyChoice Premium Checking account and complete qualifying activities to earn a $450 cash bonus{{d2033*}} with promo code TM.
Features:
- No M&T fee at non-M&T ATMs{{d1029*}}
- Rebates of other banks’ ATM fees{{d1029*}} {{d1042*}}
- Discounted personal loan rates{{d1030*}}
- More interest-earning opportunities
Add a M&T Preferred Money market account and complete the qualifying activities to earn an extra $150 cash bonus{{d2117*}} with promo code TM
Features:
- Deposit $25,000 in new money{{d2115*}} and unlock access to preferred rates{{d2116*}}
- Easy access to your funds when you need them
- Manage your account with digital tools{{d478*}}
All M&T checking accounts also include 24/7 Online and Mobile Banking{{d478*}}{{d1031*}} with Mobile Check Deposit{{d121*}} real-time account updates with M&T Alerts{{d1036*}} flexible access to your cash at M&T branches and ATMs and added debit card security with M&T Assurance®.
All M&T checking accounts also include 24/7 Online and Mobile Banking{{d478*}}{{d1031*}} with Mobile Check Deposit{{d121*}} real-time account updates with M&T Alerts{{d1036*}} flexible access to your cash at M&T branches and ATMs and added debit card security with M&T Assurance®.
Plus, your new checking relationship or M&T Preferred Money Market account may help you qualify for M&T Platinum Client status.{{d2118*}}
Get started today and earn up to $600
To earn a $450 cash bonus:
Open a M&T MyChoice Premium Checking account by 8/31/26 with promo code TM.
Set up qualifying direct deposits of at least $1,000 within 90 days of account opening.{{d2033*}}
To earn an additional $150 cash bonus:
Open a M&T Preferred Money Market account by 8/31/26 with promo code TM.
Deposit $25,000 in new money{{d2115*}} and maintain an average monthly balance of $25,000 in September and October.{{d2117*}}
To earn a $450 cash bonus:
Open an M&T MyChoice Premium Checking account by 8/31/26 with promo code TM.
Set up qualifying direct deposits of at least $1,000 within 90 days of account opening.{{d2033*}}
To earn an additional $150 cash bonus
Open a M&T Preferred Money Market account by 8/31/26 with promo code TM.
Deposit $25,000 in new money{{d2115*}} and maintain an average monthly balance of $25,000 in September and October.{{d2117*}}
Checking Account Features
Offering the most premium features, benefits and perks.
Special Deposit Interest Rates
Discounted Personal Loan rates{{d1030*}}
No fee at non-M&T ATMs{{d1029*}}
Free standard check orders{{d1042*}}
No fee for Overdraft Protection Transfer{{d2127*}}
Monthly Maintenance Charge
$24.95 PER MONTH
OR
$0 per month{{d1038*}} if you maintain an average daily balance of $7,500 or more per monthly service charge cycle OR keep total combined average daily balances of $25,000 or more in eligible accounts{{d2126*}}
A concierge financial experience that puts you first
M&T Platinum Clients receive a highly customized experience with solutions tailored to their individual needs.
