More ways to get paid. More ways to move your business forward.
Accept payments with confidence, backed by M&T Business Banking. Plus, earn up to $500 with qualifying activities. {{d2016*}}
Don't wait, this offer expires September 30, 2026 | Use promo code MSCB326.
Find the Right Payment Solution for Your Business
New to accepting payments?
Accept payments in person, online, on the go, or by invoice with a Merchant Services solution tailored to your business.
Start Accepting Payments
If your business processes less than $50,000 in annual card sales, SimpleAccept offers an easy way to start accepting payments online.
Apply online today and start accepting payments as soon as tomorrow.
Why Business Owners Choose M&T
Connected Banking and Payments
Manage payment processing with a banking partner that understands your business and supports how money moves through it.
Faster Access to Funds{{d911*}}
Keep cash moving with solutions designed to help you access your funds quickly and put them back to work.
Payment Solutions Built Around Your Business
Accept payments in-store, online, on the go, or through invoicing—supported by solutions tailored to the way you operate.
Local Expertise. National Capabilities.
Work with experienced specialists backed by one of the nation's leading business banks.
Connected Banking and Payments
Manage payment processing with a banking partner that understands your business and supports how money moves through it.
Faster Access to Funds{{d911*}}
Keep cash moving with solutions designed to help you access your funds quickly and put them back to work.
Payment Solutions Built Around Your Business
Accept payments in-store, online, on the go, or through invoicing—supported by solutions tailored to the way you operate.
Local Expertise. National Capabilities.
Work with experienced specialists backed by one of the nation's leading business banks.
We offer tools that help make it faster and easier to accept customer card payments
Our expert guidance will help you find the card acceptance solution that best fits your business.
Help accelerate cash flow
Deposit funds in the evening and they will be available to you as soon as the next morning.{{d911*}}
Flexible payment options
Give customers more ways to pay remotely with online, invoice emails or contactless payments.
Track sales and inventory
Simplify daily business management with a user-friendly technology and data platform.
Get 24/7 support
Get the help you need from a Merchant Specialist who can support your business needs around the clock.
Apply in 15 minutes or less
SimpleAccept is M&T's online Merchant application for businesses who expect to process under $50,000 per year. With pricing as low as 2.9% of processing volume plus $.30 per transaction, you can apply today and start growing your business tomorrow.
Create an account to see if you can apply online and start accepting payments as soon as tomorrow. Have the following information when you apply:
- Tax ID
- Business checking account and routing numbers
- Details on how you plan to accept credit card payments
Apply in 15 minutes or less
SimpleAccept is M&T's online Merchant application for businesses who expect to process under $50,000 per year. With pricing as low as 2.9% of processing volume plus $.30 per transaction, you can apply today and start growing your business tomorrow.
Create an account to see if you can apply online and start accepting payments as soon as tomorrow. Have the following information when you apply:
- Tax ID
- Business checking account and routing numbers
- Details on how you plan to accept credit card payments
Apply in 15 minutes or less
SimpleAccept is M&T's online Merchant application for businesses who expect to process under $50,000 per year. With pricing as low as 2.9% of processing volume plus $.30 per transaction, you can apply today and start growing your business tomorrow.
Create an account to see if you can apply online and start accepting payments as soon as tomorrow.
Have the following information when you apply:
Tax ID
Business Checking account and routing numbers
Details on how you plan to accept credit card payments
Already Bank with M&T?
Bring your payments and business banking together with one trusted financial partner.
Benefits could include:
One relationship for banking and payments
Dedicated support from M&T specialists
Simplified money management
Solutions that grow with your business
Complete the form below to discuss custom solutions and pricing with a merchant expert.
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We will reach out within 24 hours.
By submitting this form, you understand this is not an application for credit.
Top 10 SBA Lender Nationally U.S. Small Business Administration{{d174*}}
