Start accepting payments & enjoy faster funding PLUS earn up to $500
When you open a new M&T Merchant Services account and meet qualifying criteria. {{d2016*}}
We offer tools that help make it faster and easier to accept customer card payments
Our expert guidance will help you find the card acceptance solution that best fits your business.

Help accelerate cash flow
Deposit funds in the evening and they will be available to you as soon as the next morning.{{d911*}}

Flexible payment options
Give customers more ways to pay remotely with online, invoice emails or contactless payments.

Track sales and inventory
Simplify daily business management with a user-friendly technology and data platform.
Get 24/7 support
Get the help you need from a Merchant Specialist who can support your business needs around the clock.
Apply in 15 minutes or less
SimpleAccept is M&T's online Merchant application for businesses who expect to process under $50,000 per year. With pricing as low as 2.9% of processing volume plus $.30 per transaction{{d2014*}}, you can apply today and start growing your business tomorrow.
Create an account to see if you can apply online and start accepting payments as soon as tomorrow. Have the following information when you apply:
- Tax ID
- Business checking account and routing numbers
- Details on how you plan to accept credit card payments
Payment solutions to help your business grow
Plus when you open a M&T Bank Merchant Services account and meet qualifying criteria you earn $250, or double your bonus and earn $500 by processing $100,000 or more in your first two full months.{{d2016*}}
Don't wait, this offer expires June 30, 2025.
Use promo code MSCB225.
Ready to get started?

Top 10 SBA Lender Nationally U.S. Small Business Administration{{d174*}}