Earn up to $600

For a limited time, get a $300 cash bonus when you open an M&T Tailored Business Checking account, and earn up to an additional $300 when you open a Merchant Services account, both with qualifying activities.,

Offer ends 6/30/21

We will credit $300 bonus (the "Checking Bonus") to a new M&T Tailored Business Checking account opened between 4/15/21 and 6/30/21 if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened. If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the account was opened. The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates. The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account. Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
The Bonus offer is available for merchants who do not currently have an M&T Bank Merchant Services® account and fulfill the following conditions during the Offer Period of 4/15/21 to 6/30/21: (1) open a new M&T Bank Merchant Services account; (2) currently has or open an M&T Business Checking account to accept merchant deposits; (3) merchant must be active and process $20 in merchant transactions within a calendar month no later than 9/30/21 to receive the one-time $200 bonus (“The Bonus”); and (4) merchant must be active and process at least $4,000 in merchant transactions within a calendar month no later than 9/30/21 in order to receive the additional $100 bonus (“The Incremental Bonus”). If the conditions are met, the bonus(es) will be credited to your M&T Business Checking account by 12/31/2021. Only one Bonus offer will be awarded, regardless of the number of locations for a merchant. This Bonus offer may not be combined with any other promotional merchant services offers (excluding the $9.95 Tailored Checking Promotion.) This Bonus offer is subject to credit underwriting, due diligence requirements, and approval of an M&T Bank Merchant Services account in accordance with M&T’s requirements. The Bonus and Incremental Bonus are reportable for tax purposes and may be considered taxable income.

How to earn up to a $600 cash bonus

STEP ONE

Open your Business Checking Account.

Apply online or in person to open a new M&T Tailored Business Checking Account and earn $300, with qualifying activities. 

We will credit $300 bonus (the "Checking Bonus") to a new M&T Tailored Business Checking account opened between 4/15/21 and 6/30/21 if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened. If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the account was opened. The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates. The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account. Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.

STEP TWO

Open your Merchant Services Account.

Open an M&T Merchant Services Account  and link it to your Tailored Business Checking to earn up to an additional $300 cash bonus, with qualifying activities.

M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply.
The Bonus offer is available for merchants who do not currently have an M&T Bank Merchant Services® account and fulfill the following conditions during the Offer Period of 4/15/21 to 6/30/21: (1) open a new M&T Bank Merchant Services account; (2) currently has or open an M&T Business Checking account to accept merchant deposits; (3) merchant must be active and process $20 in merchant transactions within a calendar month no later than 9/30/21 to receive the one-time $200 bonus (“The Bonus”); and (4) merchant must be active and process at least $4,000 in merchant transactions within a calendar month no later than 9/30/21 in order to receive the additional $100 bonus (“The Incremental Bonus”). If the conditions are met, the bonus(es) will be credited to your M&T Business Checking account by 12/31/2021. Only one Bonus offer will be awarded, regardless of the number of locations for a merchant. This Bonus offer may not be combined with any other promotional merchant services offers (excluding the $9.95 Tailored Checking Promotion.) This Bonus offer is subject to credit underwriting, due diligence requirements, and approval of an M&T Bank Merchant Services account in accordance with M&T’s requirements. The Bonus and Incremental Bonus are reportable for tax purposes and may be considered taxable income.

STEP THREE

Earn up to $600.

Get up to a $600 cash bonus , when you open both accounts and meet other qualifying requirements.

We will credit $300 bonus (the "Checking Bonus") to a new M&T Tailored Business Checking account opened between 4/15/21 and 6/30/21 if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened. If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the account was opened. The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates. The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account. Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
The Bonus offer is available for merchants who do not currently have an M&T Bank Merchant Services® account and fulfill the following conditions during the Offer Period of 4/15/21 to 6/30/21: (1) open a new M&T Bank Merchant Services account; (2) currently has or open an M&T Business Checking account to accept merchant deposits; (3) merchant must be active and process $20 in merchant transactions within a calendar month no later than 9/30/21 to receive the one-time $200 bonus (“The Bonus”); and (4) merchant must be active and process at least $4,000 in merchant transactions within a calendar month no later than 9/30/21 in order to receive the additional $100 bonus (“The Incremental Bonus”). If the conditions are met, the bonus(es) will be credited to your M&T Business Checking account by 12/31/2021. Only one Bonus offer will be awarded, regardless of the number of locations for a merchant. This Bonus offer may not be combined with any other promotional merchant services offers (excluding the $9.95 Tailored Checking Promotion.) This Bonus offer is subject to credit underwriting, due diligence requirements, and approval of an M&T Bank Merchant Services account in accordance with M&T’s requirements. The Bonus and Incremental Bonus are reportable for tax purposes and may be considered taxable income.

M&T Tailored Business Checking is designed for your needs.

Link one or more products as ways to save on Tailored Business Checking monthly maintenance fees. Plus, earn a $300 cash bonus for new Tailored Business Checking accounts with qualifying activities opened 4/15/2021 - 6/30/2021.

We will credit $300 bonus (the "Checking Bonus") to a new M&T Tailored Business Checking account opened between 4/15/21 and 6/30/21 if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened. If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the account was opened. The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates. The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account. Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.

Save your money.

Pay no monthly maintenance fee for three months. After that, we offer several ways to waive the fee. 

 M&T checking accounts are subject to transaction and service fees, including insufficient funds (NSF) fees, even in the event that a monthly maintenance charge is waived. If requirements are not met, the monthly maintenance fee is $20. There are four ways to waive the monthly fee: an Average Ledger Balance of $10,000 or more; 1 or more deposits of M&T Merchant Services proceeds into the account, purchases made on a linked M&T Business Credit Card or M&T Business Rewards Card totaling $2,000 or more in the credit card statement cycle ending in that month; or the sum of the Average Ledger Balances of the account and any linked Commercial Savings account is $25,000 or more.

Access from anywhere.

With M&T Online and Mobile Banking for Business, including Mobile Check Deposit 

Deposits are subject to verification. Funds from mobile check deposits will not be available for immediate withdrawal. Deposit limits and other terms, conditions, fees and restrictions may apply.

Manage with ease.

No surprises with clear and transparent rates, fees and account limits for smoother transactions

Take advantage of this offer by June 30, 2021

M&T is Banking Built for Business®

All M&T checking and savings accounts are subject to M&T standard account agreements.
​All products and services are subject to eligibility and restrictions may apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

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