Why choose one bonus when you can have two? Earn up to $2,000.{{d2018*}},{{d2016*}}
New business checking customers can earn up to a $1,500 cash bonus{{d2018*}} when opening an M&T Tailored Business Checking account with required activities.
Offer good through September 30, 2025.
Offer good through September 30, 2025.
Plus, earn even more! Streamline your payments with a new a Merchant Services account and earn up to an extra $500{{d2016*}}. Learn More >
Get your bonus in 3 easy steps
Open a new M&T Tailored Business Checking account
Open online today or visit a local M&T Bank branch to open a Tailored Business Checking account by September 30, 2025. Use promo code BD.
Maintain the average ledger balance requirement
Maintain an average ledger balance of at least $5,000 in the third full month after you open your account.{{d2018*}}
Get your cash bonus
Enjoy your cash bonus! Your account will be credited by the end of the fourth month.
Earn more with a higher balance.
Earn a bonus according to the average ledger balance in your new M&T Tailored Business Checking account. The higher your balance, the more cash you'll get.
Tailored Business Checking helps make banking easy
Designed to help you manage your business when and where it works for you.
No monthly maintenance fee for a limited time
Pay no monthly maintenance fee for three months{{d2081*}}. After that, we offer several ways to waive the fee such as having an M&T Merchant Services account or keeping certain balances.{{d2078*}}
If requirements are not met, the monthly maintenance fee is $20.
Tackle cash flow fluctuations
A revolving credit line can help you gain access to short-term funding and help manage fluctuations{{d2021*}}
Get paid faster
Link your checking account to an M&T Merchant Services account and get next-day funding of card payments.{{d911*}}
Reward your business
Take advantage of cash back and lower APRs with an M&T Business Rewards Credit Card.{{d2022*}}
Plan for the
unexpected
Business loans can help ensure your business is ready to take advantage of opportunities whenever they arise.{{d2021*}}
Start accepting payments & enjoy faster funding plus earn up to $500{{d2016*}}
For a limited time, earn an additional cash bonus up to $500 for a new M&T Merchant Services account with qualifying activities.
Help accelerate cash flow
Deposit funds in the evening and they will be available to you as soon as the next morning.{{d911*}}
Flexible payment options
Give customers more ways to pay remotely with online, invoice emails or contactless payments.
Track sales and inventory
Simplify daily business management with a user-friendly technology and data platform.
Get 24/7 support
Get the help you need from a Merchant Specialist who can support your business needs around the clock.
We will reach out within 24 hours. By submitting this form, you understand this is not an application for credit.
Open a business checking account in 10 minutes or less.
Apply online for a Tailored Business Checking account
Provide details and documents about your business
Submit your first deposit and fund your account
To apply for an account online, you must own and control 100% of your business. All applications must provide:
- Your SSN, personal address, email address & mobile phone number
- Your business's Taxpayer Identification Number (EIN, SSN, ITIN)
- Name, email address and mobile phone number or owner who has 100% ownership of the company
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