Earn a $500 Cash BonusWe will credit $500 bonus (the "Checking Bonus") to a new M&T Tailored Business Checking account opened between 1/1/2023 and 3/31/2023 if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened. If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the account was opened. The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates. The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account. Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
M&T Tailored Business Checking is a checking account that lets you choose the features that are the most fitting for your business while letting you save on fees.
M&T Tailored Business Checking is designed for your needs.
Get all the features you need, and none of those you don’t. It’s simply a smarter way to do business.

Save your money.
Pay no monthly maintenance fee for three months. After that, we offer several ways to waive the fee.

Access from anywhere.
With M&T Online and Mobile Banking for Business, including Mobile Check Deposit

Flexibility to add features.
Help keep track of your specific business goals with options and services a growing business needs.
Get the Benefits of Banking Built for Business®
With M&T Tailored Business Checking, we offer multiple ways to waive the monthly maintenance fee. Plus, get added benefits with each account you link.
Merchant Services
Help accelerate cash flow. Deposit funds and they can be available to you as soon as the next day.
Waive checking monthly maintenance fee if you deposit merchant proceeds into M&T Tailored Business Checking account.
Business Rewards Credit Card
Earn unlimited 2% cash back on every purchase your first year.
Waive checking monthly maintenance fee with $2,000 in credit card purchases per month.
Business Savings Accounts
No charge for overdraft transfers.
Waive checking monthly maintenance fee with $25,000 average ledger balances between linked checking and savings accounts.