Your home is a valuable investment. Using the equity you’ve built can give you the extra funds you need for what’s important to you. With our cash-out refinance, use the additional funds any way you like, including home improvements, debt consolidation and covering unexpected expenses.
Get started with our simple online refinance application. From application to closing, we'll help you every step of the way.
M&T’s refinance wizard calculates personalized mortgage rates, product options, and estimated payments. Because one size doesn’t fit all.
We know you're busy. Connect to your bank accounts, tax records and more to save you time when applying.
Begin your refinance application on your phone, tablet or computer in just minutes. Available online 24 hours a day, 7 days a week.
At M&T Bank we understand all the decisions you need to consider when refinancing. Choosing the right loan shouldn’t be a difficult one. See how our process helps you get home faster.
Watch Now"I am completely satisfied with this refinance with M&T Bank. I have already suggested to a friend that he contact M&T Bank for his possible refinance. We had no problems with this procedure and were very impressed with our loan officer's professionalism and the speed and ease off the entire process."
Disclosures:
According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2022.
Based on Greenwich Associates 2022 Small Business Banking Excellence Awards.
*A cash-out refinance pays off your existing mortgage, resulting in a new mortgage loan which may have different terms from your original loan. Cash-out refinancing is available through either a fixed-rate or adjustable mortgage. A cash-out mortgage incurs closing costs similar to your original mortgage. This is not a commitment to make a mortgage loan.
All lending products subject to credit, property approval, and employment verification. Certain conditions and restrictions apply. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense compared with your current situation. Mortgage rates are subject to change without notice.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
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