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Enjoy up to a $200 Bonus{{d1037*}}

WELCOME TO M&T BANK

Learn which of our checking account options is right for you and open your account today and complete the qualifying activities below.

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Earning up to a $200 cash bonus is easy.

Open your checking account

Apply online or visit your local M&T Bank to open an account by January 10, 2022 using the promo code.

Set up Direct Deposits

Simply have a total of at least $500 in qualifying direct deposits within 90 days of account opening to qualify.

Earn up to a $200 cash bonus

Your cash bonus will be awarded within 90 days after completing the qualifying direct deposits.{{d1037*}}

Explore checking account options

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MYCHOICE PREMIUM{{d1043*}}

$200 cash bonus{{d1037*}}

Offering the most premium features, benefits and perks.

CHECKING ACCOUNT FEATURES

  • Special Deposit Interest Rates
  • Free standard check orders{{d1039*}}
  • Discounted Personal Loan rates{{d1030*}}

MONTHLY MAINTENANCE CHARGE
$24.95/month

WAIVE THE MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}} with an average daily balance of $7,500 or more per monthly service charge cycle OR

combined daily average balances of $25,000 or more in eligible accounts{{d1044*}}

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MYCHOICE PLUS

$150 cash bonus{{d1037*}}

Enjoy ATM surcharge rebates{{d1029*}}, {{d1042*}} and the option to earn interest.{{d1040*}}

CHECKING ACCOUNT FEATURES

  • Interest-bearing option{{d1040*}}
  • Discounted Personal Loan rates{{d1030*}}
  • No fee at non-M&T ATMs{{d1029*}}

MONTHLY MAINTENANCE CHARGE
$14.95/month{{d1042*}} 

WAIVE THE MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}} with an average daily balance of $2,500 or more per monthly service charge cycle OR

direct deposits totaling $1,500 or more per monthly service charge cycle  

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EZCHOICE

$100 cash bonus{{d1037*}}

Our most popular option with the essentials you need.

CHECKING ACCOUNT FEATURES

  • No monthly maintenance charge{{d1038*}}
  • No minimum balance requirement
  • No minimum transaction requirement

MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}}

WAIVE THE MONTHLY MAINTENANCE CHARGE
No monthly maintenance charge to waive



 

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MYWAY BANKING FROM M&T BANK®

No cash bonus{{d1037*}}

Our checkless account without the worry of overdraft fees.{{d1041*}}

MyWay Banking is not eligible for a cash bonus offer.{{d1037*}}

CHECKING ACCOUNT FEATURES

  • No overdraft fees{{d1041*}}
  • Checkless account with M&T Debit Card
  • No monthly maintenance charge with just one transaction{{d1038*}}

MONTHLY MAINTENANCE CHARGE
$4.95/month

WAIVE THE MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}} with one or more transactions each monthly service charge cycle, such as a deposit, withdrawal or any debit payment.

 

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Explore Checking Account Options


$200 CASH BONUS{{d1037*}}

MyChoice Premium

Offering the most premium features, benefits and perks.


MONTHLY MAINTENANCE CHARGE

$0/month{{d1038*}}

regularly $24.95/mo. if requirements are not met i


$0/month{{d1038*}} with an average daily balance of $7,500 or more per monthly service charge cycle

OR

combined daily average balances of $25,000 or more in eligible accounts{{d1044*}}


CHECKING ACCOUNT FEATURES

Special Deposit Interest Rates

Free standard check orders{{d1039*}}

Discounted Personal Loan rates{{d1030*}}

Open Online
Redeem in Branch

$150 CASH BONUS{{d1037*}}

MyChoice Plus

Enjoy ATM surcharge rebates{{d1029*}},{{d1042*}} and the option to earn interest.{{d1040*}}


MONTHLY MAINTENANCE CHARGE

$0/month{{d1038*}}

regularly $14.95/mo.{{d1042*}} if requirements are not met i


$0/month{{d1038*}} with an average daily balance of $2,500 or more per monthly service charge cycle

OR

direct deposits totaling $1,500 or more per monthly service charge cycle  


CHECKING ACCOUNT FEATURES

Interest-bearing option{{d1040*}}

Discounted Personal Loan rates{{d1030*}}

No fee at non-M&T ATMs{{d1029*}}

Open Online
Redeem in Branch

$100 CASH BONUS{{d1037*}}

EZChoice

Our most popular option with the essentials you need.


MONTHLY MAINTENANCE CHARGE

$0/month{{d1038*}}


CHECKING ACCOUNT FEATURES

No monthly maintenance charge{{d1038*}}

No minimum balance requirement

No minimum transaction requirement

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Redeem in Branch

NO CASH BONUS{{d1037*}}

MyWay Banking from M&T®

Our checkless account without the worry of overdraft fees.{{d1041*}}

MyWay Banking is not eligible for a cash bonus.{{d1037*}}


MONTHLY MAINTENANCE CHARGE

$0/month{{d1038*}}

regularly $4.95/mo. if requirements are not met i


$0/month{{d1038*}} with one or more transactions each monthly service charge cycle, such as a deposit, withdrawal or any debit payment.


CHECKING ACCOUNT FEATURES

No overdraft fees{{d1041*}}

Checkless account with M&T Debit Card

No monthly maintenance charge with just one transaction{{d1038*}}

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Access your account anytime, anywhere

Designed to make managing - and spending - your money more convenient. Plus enjoy our #1 ranked app in Customer Satisfaction with Mobile Banking Apps among Regional Banks.

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Online & Mobile Banking

Use online bill pay{{d1031*}} and Zelle®{{d1033*}} to make payments on the go.

Digital Wallet

Contactless checkout with digital wallet lets you pay on the go with apps like Apple Pay®, Google Pay™, Samsung Pay and Garmin™

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Mobile Check Deposit

Deposit your checks with the ease of taking a picture{{d1032*}}
 

M&T Alerts

Be the first to know in the event of unexpected activity or a low account balance.

J.D.  Power Award for Mobile Banking

Features with every checking account

While each account has its own perks, every option features the flexibility you deserve.


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Be confident with M&T Assurance®

Get peace of mind when making purchases with your M&T Debit Card. M&T Assurance® gives you advanced fraud prevention, detection and resolution when you use your M&T Debit card.

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Customize your debit card.

Add personality to your purchases with custom debit card designs at no additional fee.{{d1045*}}

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Get cash when you need it.

Visit one of 900+ branches and 2,000 ATMs to access your money.

Banking built with you in mind.

TURN TO US FOR OUR STABILITY

We know that financial security is peace of mind. All M&T Checking products offer real-time alerts and coverage in the event of fraudulent activity. Our 165 year-old foundation of reliability aims to inspire confidence in your financial future.