Enjoy up to a $200 Bonus{{d1037*}}
WELCOME TO M&T BANK
Learn which of our checking account options is right for you and open your account today and complete the qualifying activities below.
Earning up to a $200 cash bonus is easy.
Open your checking account
Apply online or visit your local M&T Bank to open an account by January 10, 2022 using the promo code.
Set up Direct Deposits
Simply have a total of at least $500 in qualifying direct deposits within 90 days of account opening to qualify.
Earn up to a $200 cash bonus
Your cash bonus will be awarded within 90 days after completing the qualifying direct deposits.{{d1037*}}
Explore checking account options
MYCHOICE PREMIUM{{d1043*}}
$200 cash bonus{{d1037*}}
Offering the most premium features, benefits and perks.
CHECKING ACCOUNT FEATURES
- Special Deposit Interest Rates
- Free standard check orders{{d1039*}}
- Discounted Personal Loan rates{{d1030*}}
MONTHLY MAINTENANCE CHARGE
$24.95/month
WAIVE THE MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}} with an average daily balance of $7,500 or more per monthly service charge cycle OR
combined daily average balances of $25,000 or more in eligible accounts{{d1044*}}
MYCHOICE PLUS
$150 cash bonus{{d1037*}}
Enjoy ATM surcharge rebates{{d1029*}}, {{d1042*}} and the option to earn interest.{{d1040*}}
CHECKING ACCOUNT FEATURES
- Interest-bearing option{{d1040*}}
- Discounted Personal Loan rates{{d1030*}}
- No fee at non-M&T ATMs{{d1029*}}
MONTHLY MAINTENANCE CHARGE
$14.95/month{{d1042*}}
WAIVE THE MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}} with an average daily balance of $2,500 or more per monthly service charge cycle OR
direct deposits totaling $1,500 or more per monthly service charge cycle
EZCHOICE
$100 cash bonus{{d1037*}}
Our most popular option with the essentials you need.
CHECKING ACCOUNT FEATURES
- No monthly maintenance charge{{d1038*}}
- No minimum balance requirement
- No minimum transaction requirement
MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}}
WAIVE THE MONTHLY MAINTENANCE CHARGE
No monthly maintenance charge to waive
MYWAY BANKING FROM M&T BANK®
No cash bonus{{d1037*}}
Our checkless account without the worry of overdraft fees.{{d1041*}}
MyWay Banking is not eligible for a cash bonus offer.{{d1037*}}
CHECKING ACCOUNT FEATURES
- No overdraft fees{{d1041*}}
- Checkless account with M&T Debit Card
- No monthly maintenance charge with just one transaction{{d1038*}}
MONTHLY MAINTENANCE CHARGE
$4.95/month
WAIVE THE MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}} with one or more transactions each monthly service charge cycle, such as a deposit, withdrawal or any debit payment.
Explore Checking Account Options
$200 CASH BONUS{{d1037*}}
MyChoice Premium
Offering the most premium features, benefits and perks.
MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}}
regularly $24.95/mo. if requirements are not met i
$0/month{{d1038*}} with an average daily balance of $7,500 or more per monthly service charge cycle
OR
combined daily average balances of $25,000 or more in eligible accounts{{d1044*}}
CHECKING ACCOUNT FEATURES
Special Deposit Interest Rates
Free standard check orders{{d1039*}}
Discounted Personal Loan rates{{d1030*}}
$150 CASH BONUS{{d1037*}}
MyChoice Plus
Enjoy ATM surcharge rebates{{d1029*}},{{d1042*}} and the option to earn interest.{{d1040*}}
MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}}
regularly $14.95/mo.{{d1042*}} if requirements are not met i
$0/month{{d1038*}} with an average daily balance of $2,500 or more per monthly service charge cycle
OR
direct deposits totaling $1,500 or more per monthly service charge cycle
CHECKING ACCOUNT FEATURES
Interest-bearing option{{d1040*}}
Discounted Personal Loan rates{{d1030*}}
No fee at non-M&T ATMs{{d1029*}}
$100 CASH BONUS{{d1037*}}
EZChoice
Our most popular option with the essentials you need.
MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}}
CHECKING ACCOUNT FEATURES
No monthly maintenance charge{{d1038*}}
No minimum balance requirement
No minimum transaction requirement
NO CASH BONUS{{d1037*}}
MyWay Banking from M&T®
Our checkless account without the worry of overdraft fees.{{d1041*}}
MyWay Banking is not eligible for a cash bonus.{{d1037*}}
MONTHLY MAINTENANCE CHARGE
$0/month{{d1038*}}
regularly $4.95/mo. if requirements are not met i
$0/month{{d1038*}} with one or more transactions each monthly service charge cycle, such as a deposit, withdrawal or any debit payment.
CHECKING ACCOUNT FEATURES
No overdraft fees{{d1041*}}
Checkless account with M&T Debit Card
No monthly maintenance charge with just one transaction{{d1038*}}
Access your account anytime, anywhere
Designed to make managing - and spending - your money more convenient. Plus enjoy our #1 ranked app in Customer Satisfaction with Mobile Banking Apps among Regional Banks.
Online & Mobile Banking
Use online bill pay{{d1031*}} and Zelle®{{d1033*}} to make payments on the go.
Digital Wallet
Contactless checkout with digital wallet lets you pay on the go with apps like Apple Pay®, Google Pay™, Samsung Pay and Garmin™
Mobile Check Deposit
Deposit your checks with the ease of taking a picture{{d1032*}}
M&T Alerts
Be the first to know in the event of unexpected activity or a low account balance.
Features with every checking account
While each account has its own perks, every option features the flexibility you deserve.
Be confident with M&T Assurance®
Get peace of mind when making purchases with your M&T Debit Card. M&T Assurance® gives you advanced fraud prevention, detection and resolution when you use your M&T Debit card.
Customize your debit card.
Add personality to your purchases with custom debit card designs at no additional fee.{{d1045*}}
Get cash when you need it.
Visit one of 900+ branches and 2,000 ATMs to access your money.
Banking built with you in mind.
TURN TO US FOR OUR STABILITY
We know that financial security is peace of mind. All M&T Checking products offer real-time alerts and coverage in the event of fraudulent activity. Our 165 year-old foundation of reliability aims to inspire confidence in your financial future.
