KING SPA JOHN & SOPHIA KIM (Co-owners, King Spa) (KIM) King Spa is not just an ordinary spa. We were the first Korean spa to exist in the United States. We are trying to combine modern features with authentic Korean cultures. We are very proud of what we have built here so far. We are very grateful for the presence of M&T. I just thought that traditionally banking service just a banking service, but it's more like friendship to be honest. (JOHN) I definitely see M&T growing with us. I just think they're the best partner we could have.