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Fuel your business growth with custom-fit financing.

We work with you to understand your business needs today—and in the future—to offer financing packages to fit your goals.

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Business Lending Solutions{{d2021*}}

Business Financing Solutions

Take advantage of opportunities when they arise with access to M&T funding solutions.

Business Term Loans

Purchase equipment or expand your business with an M&T Business Term Loan.

Business Lines of Credit

Manage fluctuations in cash flow and access funding with a Business Access Line of Credit.

Commercial Real Estate 

Get financing or refinance your business property with an Owner-Occupied Commercial Mortgage. 
two owners of harbor fish market

WHAT CUSTOMERS ARE SAYING

"It was a goal of ours to get a second location, and M&T stepped up. They were right with us. We got great service during that whole process…Our relationship with M&T Bank is important . Any growth that we want to achieve, I see M&T as having an important piece of that."

Nick & Mike Alfiero,
Owners, Harbor Fish Market, Portland, Maine

Top SBA Lender in the communities we serve{{d2076*}}

Advantages of an SBA loan

  • Loan programs starting at $5,000 and going up to $5 million
  • Flexibility in use of funds, such as renovations or working capital
  • Longer repayment terms than traditional bank loans
  • No prepayment penalties for terms under 15 years
  • New and established businesses can apply
Coalition Greewich Awards Logo for Best Bank

Best Bank 2025

M&T Bank has been recognized by Crisil Coalition Greenwich as a top bank.{{d2075*}}

Our 2025 aweards for small business banking excellence include:

  • Best Bank for Ease of Doing Business
  • Best Bank for Customer Service
  • Best Bank for Trust
  • Best Bank for Satisfaction with Relationship Manager

Meet a Business Banking Specialist near you

Find a branch near you and meet with a Business Banking Specialist

Contact Information

Are you a current M&T customer?*

Help us learn more about your business so we can prepare a custom recommendation.

How long have you been in business?*
What is your ideal loan amount?*
What is the primary goal of your business?*
What is your estimated revenue?*

After submitting this form, an M&T Business Banker will contact you within two business days.  By submitting this form you understand that this is not an application for credit.