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Apply for a mortgage while he naps.

Get a loan anytime, anywhere with M&T Bank.

The application process is in your hands.

Your home is personal, and so is your mortgage.

M&T’s mortgage wizard calculates personalized mortgage rates, product options, and estimated payments. Because one size doesn’t fit all.

A convenient process designed around you.

We know you're busy. Connect to your bank accounts, tax records and more to save you time when applying. 

We make it easy to get started online. 

Begin your mortgage application on your phone, tablet or computer in just minutes. Available online 24 hours a day, 7 days a week.

Mortgages Made Easy

Get home faster with M&T Mortgages

At M&T Bank we understand all the decisions you need to consider when buying a home. Choosing the right loan shouldn’t be a difficult one. See how our process helps you get home faster.

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Resources & Insights

The Benefits of Online Mortgage Applications

Online mortgage applications streamline the process and add greater transparency in a surprisingly simple format, whether you’re a first-time homebuyer, leveling up, refinancing or extracting equity.
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Resources & Insights

5 Reasons to Apply for a Mortgage Online (Video)

Buying or refinancing a home? Online mortgage applications make the process easier than ever. Here are 5 reasons why.
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Resources & Insights

Check Out Today's Mortgage Rates

With M&T's powerful mortgage tools, you have access to rates and more! With just a few simple clicks, you can personalize a mortgage rate quote, explore loan options, estimate your monthly payment, apply online and get approved.
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Resources & Insights

Which Home Loan Is Right For You?

Whether you're a first time home buyer, checking out a For Sale by Owner in your neighborhood or looking to shake things up with your current mortgage, M&T Bank can help.
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Feel at home with M&T

"M&T provided the best rate, lowest points and closing costs. Our loan officer was knowledgeable, took time to explain everything, and was a pleasure to work with – he responded to emails and calls quickly, even on the weekend. Working with him made the process easy."

David J.
Erie, CO

According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2021.

Based on Greenwich Associates 2021 Small Business Banking Excellence Awards.

All lending products subject to credit, property approval, and employment verification. Certain conditions and restrictions apply. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense compared with your current situation. Mortgage rates are subject to change without notice.

Equal Housing Lender. ©2022 M&T Bank. Member FDIC. All rights reserved. NMLS# 381076. Speak with our loan experts: 1-800-971-9565.