Start your homebuying journey while he naps.
Whether you're looking to buy your first home or move into a new one, we’ve made the process faster and easier than ever.
The application process is in your hands.

Your home is personal, and so is your mortgage.
M&T’s mortgage wizard calculates personalized mortgage rates, product options, and estimated payments. Because one size doesn’t fit all.

A convenient process designed around you.
We know you're busy. Connect to your bank accounts, tax records and more to save you time when you begin the mortgage process.

We make it easy.
Start on your phone, tablet or computer in just minutes. Available online 24 hours a day, 7 days a week.
Get home faster with M&T Mortgages
At M&T Bank we understand all the decisions you need to consider when buying a home. Choosing the right loan shouldn’t be a difficult one. See how our process helps you get home faster.
The Benefits of Online Mortgage Applications
Online mortgage applications streamline the process and add greater transparency in a surprisingly simple format, whether you’re a first-time homebuyer, leveling up, refinancing or extracting equity.
Check Out Today's Mortgage Rates
With M&T's powerful mortgage tools, you have access to rates and more! With just a few simple clicks, you can personalize a mortgage rate quote, explore loan options, estimate your monthly payment, apply online and get approved.
Which Home Loan Is Right For You?
Whether you're a first time home buyer, checking out a For Sale by Owner in your neighborhood or looking to shake things up with your current mortgage, M&T Bank can help.
"M&T provided the best rate, lowest points and closing costs. Our loan officer was knowledgeable, took time to explain everything, and was a pleasure to work with – he responded to emails and calls quickly, even on the weekend. Working with him made the process easy."
DAVID J.
ERIE, CO