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Earn a $350 cash bonus with MyChoice Premium Checking{{d2019*}},{{d1043*}}

Complete qualifying activities and you could get a $350 cash bonus.

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Earning your $350 cash bonus is easy

Open your checking account

Open a new M&T MyChoice Premium Checking account by 01/31/25 using the promo code.

Complete your qualifying activities

Set up qualifying direct deposits, totaling at least $1,000 within 90 days of account opening.

Earn your $350 cash bonus

Your cash bonus will be credited to your account within 90 days of all requirements being met.{{d2019*}}

Monthly Maintenance Charge

$24.95/month

OR

$0/month{{d1038*}} if you maintain an average daily balance of $7,500 or more per monthly service charge cycle OR keep total combined daily average balances of $25,000 or more in eligible accounts{{d1044*}}

Premium Banking, Premium Perks

Get more from a personalized relationship when you open a new MyChoice Premium Checking account.

Special Deposit Interest Rates

Save and earn more when you open a Select CD{{d1026*}} - available with an M&T MyChoice Premium Checking account.

No-fee ATM Access and
Rebates

Receive an ATM fee rebate at non-M&T ATMs.{{d1029*}}

Discounted Loan Rates

Access money you want for any project or event with discounted personal loan rates.{{d1030*}}

Tools that make banking easy

Designed to make managing - and spending - your money more convenient.

Manage money with ease

Use online bill pay{{d1031*}}, mobile check deposit{{d1032*}}, and Zelle® {{d1033*}} to make payments on the go.

Get cash when you need it.

Visit one of 900+ branches and 2,000 ATMs to access your money.

Customize your debit card

Add personality to your purchases with custom card designs at no additional fee.{{d1034*}}

Use contactless checkout

Tap to pay is here. Add your card to your digital wallet and pay on the go.

Security is peace of mind.

We help keep your money safe and provide coverage in case something happens.

Stay up to date with M&T Alerts

Monitor your account with real-time updates such as low balance alerts and suspicious activity notifications.{{d1036*}}

Rest assured with M&T Assurance®

Get peace of mind when making purchases with your M&T Debit Card. M&T Assurance® gives you advanced fraud prevention, detection and resolution when you use your M&T Debit Card.

Every checking account has something different to offer.

View the benefits and features side by side to easily choose the checking account that works best for you.

View All Account Options

Banking built with you in mind.

TURN TO US FOR OUR STABILITY

We know that financial security is peace of mind. All M&T Checking products offer real-time alerts{{d1036*}} and coverage in the event of fraudulent activity. Our 165 year-old foundation of reliability aims to inspire confidence in your financial future.