$0 monthly maintenance fee for 12 months
We will waive the $10.00 monthly maintenance charge on a new M&T Simple Checking for Business Account for 12 monthly statement cycles – or one full year – from account opening. The monthly maintenance charge waiver is available for new M&T Simple Checking for Business accounts opened during the applicable offer period of 1/1/2023 through and including 3/31/2023. Please note that if you modify your Account type within this 12-month promotional period, the monthly maintenance charge waiver will terminate and the monthly maintenance charge for your Account will be assessed, unless you qualify for another monthly maintenance charge waiver. Requirements to waive the monthly maintenance fee charge are based on account type and are fully listed on the business checking grid.  Even if those requirements are met, but other transaction and service fees, including overdraft fees, may apply. The monthly maintenance charge waiver is not available to employees of M&T Bank or any of its affiliates. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.

 

M&T Simple Checking for Business is built for business owners who want to focus more time on what they care about and less on banking. 

Everyday banking made easier – plain and simple.

M&T Simple Checking for Business helps make banking easier so you can focus on everything else in your life.

Waive Monthly Maintenance Fee

Pay no monthly maintenance fee for 12 months when you open between 1/1/2023 and 3/31/2023. After that, we offer two ways to waive the $10 monthly maintenance fee:

  • Five (5) transaction items completed within your monthly statement period.
  • Or, Maintain a $2,500 minimum Average Ledger Balance.
We will waive the $10.00 monthly maintenance charge on a new M&T Simple Checking for Business Account for 12 monthly statement cycles – or one full year – from account opening. The monthly maintenance charge waiver is available for new M&T Simple Checking for Business accounts opened during the applicable offer period of 1/1/2023 through and including 3/31/2023. Please note that if you modify your Account type within this 12-month promotional period, the monthly maintenance charge waiver will terminate and the monthly maintenance charge for your Account will be assessed, unless you qualify for another monthly maintenance charge waiver. Requirements to waive the monthly maintenance fee charge are based on account type and are fully listed on the business checking grid.  Even if those requirements are met, but other transaction and service fees, including overdraft fees, may apply. The monthly maintenance charge waiver is not available to employees of M&T Bank or any of its affiliates. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
The monthly maintenance charge for M&T Simple Checking for Business is $10 each monthly statement cycle unless either: the Average Ledger Balance is $2,500 or more; or there are five or more transaction items during the period. Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item. Even if those requirements are met, other transaction and service fees, including overdraft fees, may apply.
Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item.
The monthly maintenance charge for M&T Simple Checking for Business is $10 each monthly statement cycle unless either: the Average Ledger Balance is $2,500 or more; or there are five or more transaction items during the period. Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item. Even if those requirements are met, other transaction and service fees, including overdraft fees, may apply.

Great for businesses just getting started.

A flexible, low-cost business checking account with all the basic features you need to keep your business running. Get the fundamentals of a separate business checking account backed by M&T's award-winning service.

 

Mobile and online banking.

Bank anywhere 24/7 through M&T Online and Mobile Banking for Business with Mobile Check Deposit.

Deposits are subject to verification. Funds from mobile check deposits will not be available for immediate withdrawal. Deposit limits and other terms, conditions, fees and restrictions may apply.

M&T is Banking Built for Business®

All M&T checking accounts are subject to M&T standard account agreements.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.