Turn your passion into progress
$0 monthly maintenance fee for 12 months with M&T Simple Checking for Buisiness
$0 monthly service fee and $0 monthly software fee for 12 months when you open a Merchant Services account,
Total savings up to $419.76 in your first year. Offer good through 3/31/2023
We will waive the $10.00 monthly maintenance charge on a new M&T Simple Checking for Business Account for 12 monthly statement cycles – or one full year – from account opening. The monthly maintenance charge waiver is available for new M&T Simple Checking for Business accounts opened during the applicable offer period of 1/1/2023 through and including 3/31/2023. Please note that if you modify your Account type within this 12-month promotional period, the monthly maintenance charge waiver will terminate and the monthly maintenance charge for your Account will be assessed, unless you qualify for another monthly maintenance charge waiver.
Requirements to waive the monthly maintenance fee charge are based on account type and are fully listed on the business checking grid..
Even if those requirements are met, but other transaction and service fees, including overdraft fees, may apply. The monthly maintenance charge waiver is not available to employees of M&T Bank or any of its affiliates. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
This offer applies only to merchants who do not currently have a merchant account with M&T Bank Merchant Services® and who did not collect from a like offer within the past 12 months. Merchant must sign a 1-year, 2-year or 3-year contract to qualify. Offer only available to merchants enrolled in $14.99 bundle and processing $2,000,000 and less in annual credit/debit volume. $14.99 monthly service fee includes all monthly charges except for: PCI non-compliance fees, any equipment costs (purchase or rental), any software charges, and transaction processing charges. The monthly service fee waiver will begin at the time of account opening and is outlined as Fixed Monthly Fee in Addendum provided at account opening. To the extent required by law, M&T Bank Merchant Services will report the value of the offer to the IRS. Any applicable taxes are the responsibility of the account holder. Certain merchant restrictions and eligibility requirements apply. Offer subject to change without notice.
This offer applies only to merchants who do not currently have a merchant account with M&T Bank Merchant Services® and who did not collect from a like offer within the past 12 months. Merchant must sign a 1-year, 2-year or 3-year contract to qualify. Offer only available to merchants enrolled in $14.99 bundle and processing $2,000,000 and less in annual credit/debit volume. The $9.99 monthly software fee waiver includes CloverGo, SwipeSimple or M&T Payment Gateway software and will begin at the time of account opening. To the extent required by law, M&T Bank Merchant Services will report the value of the offer to the IRS. Any applicable taxes are the responsibility of the account holder. Certain merchant restrictions and eligibility requirements apply. Offer subject to change without notice.
Everyday banking made easier – plain and simple.
M&T Simple Checking for Business helps make banking easier so you can focus on everything else in your life.
Waive Monthly Maintenance Fee
Pay no monthly maintenance fee for 12 months when you open between 1/1/2023 and 3/31/2023. After that, we offer two ways to waive the $10 monthly maintenance fee:
- Five (5) transaction items completed within your monthly statement period.
- Or, Maintain a $2,500 minimum Average Ledger Balance.
We will waive the $10.00 monthly maintenance charge on a new M&T Simple Checking for Business Account for 12 monthly statement cycles – or one full year – from account opening. The monthly maintenance charge waiver is available for new M&T Simple Checking for Business accounts opened during the applicable offer period of 1/1/2023 through and including 3/31/2023. Please note that if you modify your Account type within this 12-month promotional period, the monthly maintenance charge waiver will terminate and the monthly maintenance charge for your Account will be assessed, unless you qualify for another monthly maintenance charge waiver.
Requirements to waive the monthly maintenance fee charge are based on account type and are fully listed on the business checking grid..
Even if those requirements are met, but other transaction and service fees, including overdraft fees, may apply. The monthly maintenance charge waiver is not available to employees of M&T Bank or any of its affiliates. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
The monthly maintenance charge for M&T Simple Checking for Business is $10 each monthly statement cycle unless either: the Average Ledger Balance is $2,500 or more; or there are five or more transaction items during the period. Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item. Even if those requirements are met, other transaction and service fees, including overdraft fees, may apply.
Great for businesses just getting started.
A flexible, low-cost business checking account with all the basic features you need to keep your business running. Get the fundamentals of a separate business checking account backed by M&T's award-winning service.
Mobile and online banking.
Bank anywhere 24/7 through M&T Online and Mobile Banking for Business with Mobile Check Deposit.
Deposits are subject to verification. Funds from mobile check deposits will not be available for immediate withdrawal. Deposit limits and other terms, conditions, fees and restrictions may apply.
M&T Bank Merchant Services
Payment acceptance solutions for businesses
M&T can help your business improve cash flow by processing cashless, mobile, and card-not-present payment options. For a limited time, pay $0 for the monthly service fee and software fee for your first 12 months - a $24.98 monthly savings.,
This offer applies only to merchants who do not currently have a merchant account with M&T Bank Merchant Services® and who did not collect from a like offer within the past 12 months. Merchant must sign a 1-year, 2-year or 3-year contract to qualify. Offer only available to merchants enrolled in $14.99 bundle and processing $2,000,000 and less in annual credit/debit volume. $14.99 monthly service fee includes all monthly charges except for: PCI non-compliance fees, any equipment costs (purchase or rental), any software charges, and transaction processing charges. The monthly service fee waiver will begin at the time of account opening and is outlined as Fixed Monthly Fee in Addendum provided at account opening. To the extent required by law, M&T Bank Merchant Services will report the value of the offer to the IRS. Any applicable taxes are the responsibility of the account holder. Certain merchant restrictions and eligibility requirements apply. Offer subject to change without notice.
This offer applies only to merchants who do not currently have a merchant account with M&T Bank Merchant Services® and who did not collect from a like offer within the past 12 months. Merchant must sign a 1-year, 2-year or 3-year contract to qualify. Offer only available to merchants enrolled in $14.99 bundle and processing $2,000,000 and less in annual credit/debit volume. The $9.99 monthly software fee waiver includes CloverGo, SwipeSimple or M&T Payment Gateway software and will begin at the time of account opening. To the extent required by law, M&T Bank Merchant Services will report the value of the offer to the IRS. Any applicable taxes are the responsibility of the account holder. Certain merchant restrictions and eligibility requirements apply. Offer subject to change without notice.
Take advantage of this offer by March 31, 2023
M&T is Banking Built for Business®
All M&T checking and savings accounts are subject to M&T standard account agreements.
All products and services are subject to eligibility and restrictions may apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply.