Open a new business checking account and earn up to $1,500 with qualifying activities{{d2018*}}
LIMITED TIME OFFER
New business checking customers can earn a cash bonus when opening an M&T Tailored Business Checking account with required activities.{{d2018*}}
Offer good through June 30, 2025.

Get your bonus in 3 easy steps

Open a new M&T Tailored Business Checking account
Open online today or visit a local M&T Bank branch to open a Tailored Business Checking account by June 30, 2025. Use promo code BO.

Maintain the average ledger balance requirement
Maintain an average ledger balance of at least $5,000 in the third full month after you open your account.{{d2018*}}

Get your cash bonus
Enjoy your cash bonus! Your account will be credited by the end of the fourth month.
Tailored Business Checking helps make banking easy
Designed to help you manage your business when and where it works for you.

No monthly maintenance fee for a limited time
Pay no monthly maintenance fee for three months. After that, we offer several ways to waive the fee such as having an M&T Merchant Services account or keeping certain balances.{{d725*}}
If requirements are not met, the monthly maintenance fee is $20.
Tackle cash flow fluctuations
A revolving credit line can help you gain access to short-term funding and help manage fluctuations{{d2021*}}
Get paid faster
Link your checking account to an M&T Merchant Services account and get next-day funding of card payments.{{d911*}}

Reward your business
Take advantage of cash back and lower APRs with an M&T Business Rewards Credit Card.{{d2022*}}

Plan for the
unexpected
Business loans can help ensure your business is ready to take advantage of opportunities whenever they arise.{{d2021*}}
Visit your nearest M&T Bank branch and open an account.
Need help switching checking accounts to M&T?
We know switching banks can be somewhat inconvenient. Here are step-by-step instructions to help make the process a little easier.

Equal Housing Lender. © 2025 M&T Bank. Member FDIC. All rights reserved.