Open a Tailored Business Checking account and earn up to $1,500 with qualifying activities{{d2018*}}

LIMITED TIME OFFER

New business checking customers can earn a cash bonus when opening an M&T Tailored Business Checking account with required activities.{{d2018*}}

Offer good through June 30, 2025.

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Email Bonus Coupon
Earn up to $1,500 when opening a M&T Tailored Business Checking account with qualified activities.

Get your bonus in 3 easy steps

Open a new M&T Tailored Business Checking account

Open online today or visit a local M&T Bank branch to open a Tailored Business Checking account by June 30, 2025. Use promo code BO.

Maintain the average ledger balance requirement

Maintain an average ledger balance of at least $5,000 in the third full month after you open your account.{{d2018*}}

Get your cash bonus

Enjoy your cash bonus! Your account will be credited by the end of the fourth month.

LIMITED TIME—NEW CUSTOMER OFFER
Earn up to a $1,500 bonus{{d2018*}}

Tailored Business Checking

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A customized business checking account designed to scale as your business grows and needs change.

ACCOUNT FEATURES

  • Pay no monthly maintenance fee for 3 months, with several ways to waive $20 monthly maintenance fee after that{{d2051*}}
  • No charge for the first 500 transactions items each month{{d2049*}}, {{d2060*}}
  • No charge for first $20,000 currency deposited or supplied per month{{d489*}}
  • Worry less with the option to protect your account from overdrafts.
  • Maintain an Average Ledger Balance of at least $10,000 OR
  • Maintain a sum of the Average Ledger Balances of the account and any linked Commercial Savings Account of at least $25,000 OR 
  • Make at least one M&T merchant services deposit into the account that month OR
  • Make $2,000 or more in purchases on a linked M&T Business Credit Card{{d2050*}}

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Want to visit a branch? Email yourself a bonus coupon

No Cash Bonus

Simple Checking for Business

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A checking solution that covers the basics for your business. 

ACCOUNT FEATURES

  • Monthly maintenance fee: $10/month or $0/month when requirements are met{{d2052*}}
  • No charge for the first 100 transactions items each month{{d2049*}}, {{d2059*}}
  • No charge for first $5,000 currency deposited or supplied per month{{d489*}}
  • No minimum balance when opening your account
  • Maintain an Average Ledger Balance is at least $2,500 that month OR
  • Make 5 or more transaction items{{d2049*}}
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No Cash Bonus

Business Essential Checking

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Best for new or small businesses who need to separate business and personal finances.

ACCOUNT FEATURES

  • Monthly maintenance fee: $5/month or $0/month when requirements are met{{d2053*}},{{d2054*}}
  • No charge for the first 25 transactions items each month{{d2049*}}, {{d2059*}}
  • No charge for first $2,500 currency deposited or supplied per month{{d489*}}
  • Simply carry a $1,000 average daily balance per cycle OR
  • Complete $300 in debit card transactions per month{{d2049*}}
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ONLINE ONLY

Banking Made for Business helps make banking easy

Designed to help you manage your business when and where it works for you.

No monthly maintenance fee for a limited time

Pay no monthly maintenance fee for first 3 months. {{d725*}}

FDIC Insured

Deposits are FDIC insured up to the maximum applicable limits.

Easy account
management

Using M&T Online Banking for Business, Mobile for Business and ATMs.

Card security
features

With your M&T Business Debit Card with chip technology. 

Visit your nearest M&T Bank branch and open an account.

Schedule an appointment
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Need help switching checking accounts to M&T?

We know switching banks can be somewhat inconvenient. Here are step-by-step instructions to help make the process a little easier.

Get Switch Kit