Open a business checking account that does more for you
No matter where you are on your journey, we offer small business bank accounts with benefits designed to save you time and money.
FOR GROWING BUSINESSES
M&T Tailored Business Checking{{d2018*}}
with required activities
Offers good through 03/28/25.
FOR NEW OR SMALL BUSINESSES
Offers good through 03/28/25.
Open the business checking account that's right for you.
BANKING MADE FOR BUSINESS
Tailored Business Checking
LIMITED TIME—NEW CUSTOMER OFFER
Earn up to a $1,500 bonus{{d2018*}}
A customized business checking account designed to scale as your business grows and your checking needs change.
ACCOUNT FEATURES
Pay no monthly maintenance fee for 3 months{{d725*}}, with several ways to waive $20 monthly maintenance fee after that{{d2051*}}.
No charge for the first 500 transactions items each month{{d2049*}}
No charge for first $20,000 currency deposited or supplied per month{{d489*}}
Worry less with the option to protect your account from overdrafts.
HOW TO GET YOUR BONUS
Open a Tailored Business Checking account online or request coupon code and open in a branch by March 28, 2025 and maintain an average ledger balance of at least $5,000 in the third full month{{d2018*}}
- Maintain an Average Ledger Balance of at least $10,000 OR
- Maintain a sum of the Average Ledger Balances of the account and any linked Commercial Savings Account of at least $25,000 OR
- Make at least one M&T merchant services deposit into the account that month OR
- Make $2,000 or more in purchases on a linked M&T Business Credit Card{{d2050*}}
Simple Checking for Business
LIMITED TIME—NEW CUSTOMER OFFER
Enjoy $0 monthly maintenance fee for 12 months{{d2024*}}
A checking solution that covers the basics for your business.
ACCOUNT FEATURES
Save $120 with no monthly maintenance fee for first 12 months{{d2024*}} with several ways to waive the $10 monthly maintenance fee after that{{d2052*}}
No charge for the first 100 transactions items each month{{d2049*}}
No charge for first $5,000 currency deposited or supplied per month{{d489*}}
No minimum balance when opening your account
HOW TO GET YOUR BONUS
Open a Simple Checking for Business account online or open in a branch by March 28, 2025
- Maintain an Average Ledger Balance is at least $2,500 that month OR
- Make 5 or more transaction items
Business Essential Checking
Best for new or small businesses who need to separate business and personal finances.
ACCOUNT FEATURES
$5/month or $0/month when requirements are met monthly maintenance fee{{d2053*}},{{d2054*}}
No charge for the first 25 transactions items each month{{d2049*}}
No charge for first $2,500 currency deposited or supplied per month{{d489*}}
- Simply carry a $1,000 average daily balance per cycle OR
- Complete $300 in debit card transactions per month{{d2049*}}
Enjoy the benefits of an M&T Business Checking relationship
Features designed to help you move your business forward.
No monthly maintenance fee for a limited time
Pay no monthly maintenance fee for the first 12 months with a new Simple Checking account{{d2024*}},{{d2052*}} or pay no monthly maintenance fee for three months with a new Tailored Checking account{{d2051*}}. After that, we offer several ways to waive the fee.{{d725*}}
FDIC insured
Deposits are FDIC insured up to the maximum applicable limits.
Visit your nearest M&T Bank branch and open an account.
Need help switching checking accounts to M&T?
We know switching banks can be somewhat inconvenient. Here are step-by-step instructions to help make the process a little easier.
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