Open a Tailored Business Checking account and earn up to $1,500 with qualifying activities{{d2018*}}
LIMITED TIME OFFER
New business checking customers can earn a cash bonus when opening an M&T Tailored Business Checking account with required activities.{{d2018*}}
Offer good through September 30, 2025.
Get your bonus in 3 easy steps
Open a new M&T Tailored Business Checking account
Open online today or visit a local M&T Bank branch to open a Tailored Business Checking account by September 30, 2025. Use promo code BO.
Maintain the average ledger balance requirement
Maintain an average ledger balance of at least $5,000 in the third full month after you open your account.{{d2018*}}
Get your cash bonus
Enjoy your cash bonus! Your account will be credited by the end of the fourth month.
Open a new M&T Tailored Business Checking account
Open online today or visit a local M&T Bank branch to open a Tailored Business Checking account by September 30, 2025. Use promo code BO.
Maintain the average ledger balance requirement
Maintain an average ledger balance of at least $5,000 in the third full month after you open your account.{{d2018*}}
Get your cash bonus
Enjoy your cash bonus! Your account will be credited by the end of the fourth month.
LIMITED TIME—NEW CUSTOMER OFFER
Earn up to a $1,500 bonus{{d2018*}}
Tailored Business Checking
A customized business checking account for companies with growing operations and complex cash flow- delivers flexibility, scale, and dedicated support.
ACCOUNT FEATURES
- Pay no monthly maintenance fee for 3 months, with several ways to waive $20 monthly maintenance fee after that{{d2081*}}, {{d2078*}}
- No charge for the first 500 transactions items each month{{d2077*}}
- No charge for first $20,000 currency deposited or supplied per month{{d489*}}
- Worry less with the option to protect your account from overdrafts.
- Maintain an Average Ledger Balance of at least $10,000 OR
- Maintain a sum of the Average Ledger Balances of the account and any linked Commercial Savings Account of at least $25,000 OR
- Make at least one M&T merchant services deposit into the account that month OR
- Make $2,000 or more in purchases on a linked M&T Business Credit Card{{d2078*}}
Want to visit a branch? Email yourself a bonus coupon
No Cash Bonus
Business Essential Checking
Best for new or small businesses who need to separate business and personal finances.
ACCOUNT FEATURES
- Monthly maintenance fee: $5/month or $0/month when requirements are met{{d2080*}}, {{d2081*}}
- No charge for the first 25 transactions items each month{{d2077*}}
- No charge for first $2,500 currency deposited or supplied per month{{d489*}}
- Simply carry a $1,000 average daily balance per cycle OR
- Complete $300 in debit card transactions per month{{d2077*}}
ONLINE ONLY
No Cash Bonus
Simple Checking for Business
For businesses with steady activity that need a reliable, straightforward way to manage cash flow, accept payments, and stay organized.
ACCOUNT FEATURES
- Monthly maintenance fee: $10/month or $0/month when requirements are met{{d2079*}}, {{d2081*}}
- No charge for the first 100 transactions items each month{{d2077*}}
- No charge for first $5,000 currency deposited or supplied per month{{d489*}}
- No minimum balance when opening your account
- Maintain an Average Ledger Balance is at least $2,500 that month OR
- Make 5 or more transaction items{{d2077*}}
No Cash Bonus
Business Essential Checking
Best for new or small businesses who need to separate business and personal finances.
ACCOUNT FEATURES
- Monthly maintenance fee: $5/month or $0/month when requirements are met{{d2080*}}, {{d2081*}}
- No charge for the first 25 transactions items each month{{d2077*}}
- No charge for first $2,500 currency deposited or supplied per month{{d489*}}
- Simply carry a $1,000 average daily balance per cycle OR
- Complete $300 in debit card transactions per month{{d2077*}}
ONLINE ONLY
No Cash Bonus
Simple Checking for Business
For businesses with steady activity that need a reliable, straightforward way to manage cash flow, accept payments, and stay organized.
ACCOUNT FEATURES
- Monthly maintenance fee: $10/month or $0/month when requirements are met{{d2079*}}, {{d2081*}}
- No charge for the first 100 transactions items each month{{d2077*}}
- No charge for first $5,000 currency deposited or supplied per month{{d489*}}
- No minimum balance when opening your account
- Maintain an Average Ledger Balance is at least $2,500 that month OR
- Make 5 or more transaction items{{d2077*}}
LIMITED TIME—NEW CUSTOMER OFFER
Earn up to a $1,500 bonus{{d2018*}}
Tailored Business Checking
A customized business checking account for companies with growing operations and complex cash flow- delivers flexibility, scale, and dedicated support.
ACCOUNT FEATURES
- Pay no monthly maintenance fee for 3 months, with several ways to waive $20 monthly maintenance fee after that{{d2081*}}, {{d2078*}}
- No charge for the first 500 transactions items each month{{d2077*}}
- No charge for first $20,000 currency deposited or supplied per month{{d489*}}
- Worry less with the option to protect your account from overdrafts.
- Maintain an Average Ledger Balance of at least $10,000 OR
- Maintain a sum of the Average Ledger Balances of the account and any linked Commercial Savings Account of at least $25,000 OR
- Make at least one M&T merchant services deposit into the account that month OR
- Make $2,000 or more in purchases on a linked M&T Business Credit Card{{d2078*}}
Want to visit a branch? Email yourself a bonus coupon
Banking Made for Business helps make banking easy
Designed to help you manage your business when and where it works for you.
No monthly maintenance fee for a limited time
Pay no monthly maintenance fee for first 3 months.{{d2081*}}
FDIC insured
Deposits are FDIC insured up to the maximum applicable limits.
No monthly maintenance fee for a limited time
Pay no monthly maintenance fee for first 3 months.{{d2081*}}
FDIC Insured
Deposits are FDIC insured up to the maximum applicable limits.
Card security
features
With your M&T Business Debit Card with chip technology.
Visit your nearest M&T Bank branch and open an account.
Need help switching checking accounts to M&T?
We know switching banks can be somewhat inconvenient. Here are step-by-step instructions to help make the process a little easier.
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